Podcast Listener: Question about financial aid
Christopher Penn: yessir
Podcast Listener: I will be taking Fall classes in September, and haven’t yet totally gotton all of the financial aid stuff together..
Podcast Listener: Is there some kind of financial aid out there other than loans besides grants and scholarships, I really want to use loans as the last resort
Christopher Penn: Scholarships and grants are about it, unless you find a company that can sponsor you; some companies have sponsorships for employees.
Christopher Penn: Other non-loan aid can include working for the university full time to get tuition credits.
Podcast Listener: I’ll be doing online classes for about a year before actually going in person to finish classes (Industrial Design)
Christopher Penn: Gotcha. Another option is to attend a low cost school for credits, then transfer into a higher priced school once you’ve gotten beyond the basics.
Christopher Penn: A lot of people attending technical colleges or community colleges do this.
Podcast Listener: When I applied for the FASFA and sent it to my school, they sent me some kind of letter with the amount of loan I qualify for, which is the Parent Plus and Direct Substitised loan
Podcast Listener: loans confuse me :-P
Christopher Penn: Right - not to worry. Both the Stafford and PLUS are federal student loans - you’re qualified to apply for them based on that letter, whether you choose to take them or not.
Podcast Listener: Hmm, well I have ’til September to figure it out
Christopher Penn: Well, you’ll definitely want to have things settled before the bills arrive :)
Podcast Listener: ya
Christopher Penn: have you talked to your financial aid counselor at your school?
Podcast Listener: yep
Christopher Penn: what’d they suggest?
Podcast Listener: Filling out the papers and sending them back
Christopher Penn: That’s… not exactly helpful to you, huh?
Podcast Listener: Not really :-P
Podcast Listener: Should I apply to a private loan just in case?
Christopher Penn: Well, let’s start at the top. Have you gotten a bill from the school?
Podcast Listener: Ya
Christopher Penn: Okay. How much was it, if you don’t mind my asking?
Podcast Listener: lemme check
Podcast Listener: 3600 for Fall
Christopher Penn: Okay. On the statement for the Stafford and PLUS Loan, how much of each are you qualified for?
Podcast Listener: I sent that in, though I can check online…  lemme see if its anywhere else
Christopher Penn: ok.
Christopher Penn: I’ll wait :)
Podcast Listener: 1,750.00 for the Direct Subsidized Loan per term, and 12,982.00 for the Direct Parent Plus Loan per term
Christopher Penn: Okay. So your cost is effectively $7,200 for the year. For that, you can knock off $3,500, leaving you with an out of pocket cost of $3,700.
Christopher Penn: The PLUS loan is a loan that your parents take out on your behalf. If they do that, they can cover the remaining $3,700.
Christopher Penn: No institutional scholarships or other aid were in that letter?
Podcast Listener: no
Christopher Penn: Okay. So basically, you’d take out the Stafford loan to cover the first $3,500 and then either a PLUS or private student loan for the remaining $3,700.
Podcast Listener: And I’m looking at it online and it says Term Totals, amount offered: 14,732.00 and amount accepted: 1,750.00
Christopher Penn: so you essentially accepted the Stafford loan - that leaves the $3,700 to pay.
Christopher Penn: Are your parents going to cover with a PLUS loan?
Podcast Listener: Probably not
Christopher Penn: Okay. In that case, a private student loan would cover the rest - you can check out ours at ActEducationLoans.com, but you’ll probably need someone to co-sign the loan unless you’ve got stellar credit.
Podcast Listener: Ok. Thank
Christopher Penn: You’re welcome. If you want, please feel free to touch base again about any of this.
Christopher Penn: also, is it okay with you if I remove all your personal information and publish this chat on the web site?
Podcast Listener: sure
Christopher Penn: Great, thanks!

To Whom It May Concern at 1and1.com hosting:

ZAPIZAPI.com, a site using 1&1 Internet Hosting, is copying Financial Aid Podcast content in violation of the terms of the Creative Commons By-NC-ND 3.0 US license (hereafter “FAP License”), which specifies non-commercial use, including content syndication for advertising purposes.

One example is:

http://loan.zapizapi.com/2007/07/31/fap592-expert-interview-with-matthew
-cashdollar-gardening/

which includes material from the source content:

http://www.financialaidpodcast.com/2007/07/31/fap592-expert-interview-with-
matthew-cashdollar-gardening-scholarship-newsletter-natalie-gelman/

The Financial Aid Podcast encourages redistribution of our content. However, distributors must comply with the FAP License terms, which can be found here:

http://creativecommons.org/licenses/by-nc-nd/3.0/us/

Violating this license by syndicating content for advertising revenue purposes is copyright infringement, a breach of 1&1’s Terms of Service:

http://order.1and1.com/xml/order/Gtc;jsessionid=9B04D947E659B3F6999
FFC46670F3720.TC61b?__frame=_top&__lf=Static

We have attempted to contact ZAPIZAPI.com about these issues. However, ZAPIZAPI.com remains non-compliant and non-responsive. I am writing to ask you to contact ZAPIZAPI.com to demand compliance with the FAP License. If they refuse, or you are unable to reach ZAPIZAPI.com, I request that 1and1.com disable the website for copyright infringement.

I am giving notice of these activities pursuant to Section 512 of Title 17 of the U.S. Code. The information in this notice is accurate; I have a good faith belief that this use of the material is not authorized by me, any agent of mine, or the law. I swear under penalty of perjury that I am the copyright holder of the above works. Please act quickly to remove the materials described above until they comply with this law and the FAP License.

Please advise regarding what actions you take no later than 5 PM EDT August 7, 2007.

Sincerely,

Christopher S. Penn
Chief Technology Officer, the Student Loan Network
Producer, the Financial Aid Podcast
http://www.StudentLoanNetwork.com
http://www.FinancialAidPodcast.com
FinancialAidPodcast [at] gmail [dot] com
AIM: FinAidPodcast
Show hotline: (206) 350-1208

CONFIDENTIALITY NOTICE: This communication and any accompanying document(s) are privileged and confidential and are intended for the sole use of the addressee(s). If you have received this transmission in error, you are advised that any disclosure, copying, distribution, or the taking of any action in reliance upon it is strictly prohibited. Moreover, any such inadvertent disclosure shall not compromise or waive the Student Loan Network-client privilege as to this communication or otherwise. If you have received this communication in error, please immediately delete it and contact us at www.StudentLoanNetwork.com or by telephone at 877-328-1565.

FAP592: Expert interview with Matthew Cashdollar, Gardening Scholarship, newsletter, Natalie Gelman

Listen to this episode now:

Student Financial Aid News
+ Inside Higher Ed: The National Association of College and University Business Officers plans to review its existing policies on the interaction between exhibitors and attendees at its annual meetings and to propose a set of “best practices” — and practices to be avoided — in the relationships between corporate vendors and colleges generally, the association’s top official said Monday.
+ In an interview published in Inside Higher Ed Monday, NYS AG Andrew Cuomo and his aides warned that his office might well direct the same scrutiny they have imposed on the student loan industry to other corporate relationships in higher education. “If we find another manifestation of the illness,” Cuomo said, “then we will prosecute that, too … be it credit cards, or health care services, or food services.” And as if to make good on his promise, the attorney general sent a member of his staff to this week’s NACUBO meeting to watch the proceedings.
+ Inside Higher Ed: The Dallas Morning News obtained hundreds of pages of e-mail messages and other documents on the relationship between the aid office at the University of Texas at Dallas and various lenders. Much of the discussion is about catering. One nice exchange starts off with an aid official writing a lender: “Are you sure you don’t mind providing lunch … and giving us an update on College Loan Corp in the pool. Any ideas on food?” The lenders representative wrote back: “What if we did a fiesta lunch with margarita’s? I was in the Blue Goose the other day and they sell their margarita mix … just add tequila!!” Another aid official sent an e-mail about two lunches about to take place, writing, “I LOVE LENDERS!”
+ Financial Aid Newsletter dropping today or tomorrow
+ Talking about responsible borrowing in this issue

Scholarship Update
+ National Garden Clubs Scholarship
+ 34 awards of $3,500
+ NGC is proud of its scholarship program which offers financial aid to students and promotes study in all things horticulture.
+ Through the NGC awards program, garden club members receive recognition for outstanding achievement. A Book of Evidence, a compliation of fact and information related to a project or a flower show, is usually a requrement.
+ Details at our free college scholarship search site

Expert Interview
+ Matthew Cashdollar, VP at FindTuition.com

Promo
+ Student loan consolidation at StudentLoanConsolidator.com

Podsafe Music
+ Natalie Gelman, Just Someone
+ Vote for Natalie at Famecast!

Reminders
+ Join the Financial Aid Podcast Loyalists
+ Register for PodCamp Boston
+ Buy Virtual Hot Wings, the Matthew Ebel live bootleg album!
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ Stafford federal student loans at StaffordLoan.com
+ Student loan consolidation at StudentLoanConsolidator.com
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ The Financial Aid Podcast is a publication of the Student Loan Network.

Questions? Comments? Suggestions? Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208. AIM: FinAidPodcast Add me to your iTunes by visiting http://www.FinancialAidPodcast.com/itunes/

Direct MP3 file download: MP3 file

Technorati Tags: financial aid financialaidpodcast

Technorati Tags: financial aid, financialaidpodcast

How to Borrow Federal Student Loans Responsibly

It’s difficult to determine how much you should borrow to pay for a college education. College is definitely an investment in yourself, in your future, and countless statistics point to a college degree increasing your earnings power over time. The question is, just how much is too much, and how can you tell?

Most sources for responsible borrowing give relatively generic (but sound) advice - borrow what you can afford to repay, consult a financial planner, borrow only what you need, and borrow as little as possible. That said, there are a few measures by which you can judge what will be tolerable repayment situations.

Like other lending industries, student loan companies often tell you how much you can borrow, but not necessarily what’s right for your personal situation. Generally speaking, many financial planners advocate that consumer debt such as student loans be 8% - 10% of your monthly expenses as an ideal target. For the purposes of this article, we’ll use 10%, meaning that for every dollar in your paycheck that you get to keep, 10% should go towards consumer debt and student loans.

There are two ways to determine how much to borrow. If you really, really know what you’re going to be doing after college without doubt or hesitation, you can use your estimated salary to make borrowing decisions. Here’s how:

1. Look up your profession and current salaries at popular salary comparison sites like Monster.com and Salary.com. For example, if you know that you’ll be working in technical support in the metro Boston area, the general entry level salary is $49,519.

2. Knock off 1/3 for taxes and other associated government withdrawals. In our example, this works out to $33,012.

3. Take 10% of that - $3,301 - and divide THAT by 12 (12 months in a year, or the monthly payment) - which in this case is $3,301/12 = $275. This amount is the maximum monthly payment you should be making on your student loans.

The catch with this method is that most people don’t know what they’ll be doing after college. To compensate for this, if you know roughly where you’ll be living, you can take the average income for that regional area and use that figure in place of a profession’s salary. This information is available from the US Government’s Bureau of Economic Analysis web site. Visit:
http://www.bea.gov/regional/reis/

To use the Boston area again, the average income is $47,168. Knock off a third to the government, leaving you with $31,445. 10% of that is $3,144 and monthly that’s $262. If you know you’ll be working in the Boston area after graduation, your monthly payment shouldn’t exceed $262.

If you’ve already borrowed money for school, you can estimate your monthly payment using this free calculator:
http://www.studentloanconsolidator.com/calc

Keeping your consumer debt payments to 10% of your monthly net income is how we define responsible borrowing.

FAP591: Mortgage woes, NACUBO, creativity scholarship, mail bag, Munk

Listen to this episode now:

Student Financial Aid News
+ Chronicle: The most popular giveaway at NACUBO among the numerous raffles and games of chance may be the iPhone. Or it could be the chance to play blackjack for a potential prize of a trip for two to Las Vegas. Or it could be the mountain bike. Or the $250 gift certificate to Whole Foods.
+ Those are among the prizes that are being given away to attendees at this year’s annual meeting of the National Association of College and University Business Officers. The prizes are not on an unprecedented scale. Such giveaways are a common practice and have been for years at meetings of this organization and many other trade groups.
+ However, the wide-open marketplace of this meeting stands in stark contrast to a recent meeting of student-loan administrators, whose leadership cracked down on giveaways and parties from corporate sponsors this year. The student-loan industry is a $85-billion-a-year business. But higher education is collectively a $400-billion-a-year industry, according to this group, known as Nacubo. And the 200 or so vendors who filled the exhibit hall at the convention center were trying to get their piece of that enormous pie.
+ The Student Loan Network is not exhibiting or attending NACUBO, but boy do I wish we were.
+ FT: American Home Mortgage Investment said it is delaying paying dividends on its common stock and may delay payments on its preferred shares because banks demanded it put up more cash after the Melville, New York-based mortgage lender wrote down the value of its loan and security portfolios significantly.
+ The move represents one of the first indications that the crisis facing sub-prime mortgage lenders in the US is expanding to affect lenders like American Home Mortgage whose borrowers tend to have higher ‘prime’ ore ‘near prime’ credit ratings.
+ If you’ve been using or leveraging home equity to pay for college, you really should check out the Parent PLUS loan, since it requires no collateral and is federally guaranteed, meaning that you get a great interest rate - 8.5% fixed, with lender forebearances while a student is in school
+ Chronicle: The University of Plymouth, in Britain, has established a region in the virtual world Second Life to educate students about contraception and sexual health. Avatars can even grab free condoms from a dispensing machine.
+ I should mention that virtual condoms do not protect you from either virtual or real STDs.

Scholarship Update
+ California Foundation for Gifted Education provides a scholarship award of $1000 to be given to a gifted high school student enrolling in an institution of higher learning during the next school year. This scholarship has a different emphasis than most; instead of stressing grade point averages, need, or community service, the intent is to support an individual passion for learning or creating.
+ 1. Student must currently be in grade 11 or 12, and attending classes in a recognized California educational setting. (Juniors expecting to participate in an early entrance program at a participating college or university are eligible.)
+ 2. Student must be planning to enter a recognized school of advanced education during the 2008-2009 school year.
+ 3. Student must demonstrate outstanding achievement in a chosen area of talent or giftedness.
+ Details at our free college scholarship search site
+ Scholarship Points alert! We are changing ScholarshipPoints.com drawings to MONTHLY as opposed to quarterly - more opportunities to win!
+ $250 monthly, $1,000 quarterly

Mail Bag
+ Courtney asks: If I receive any outside scholarships, can they be used for room and board or are scholarships strictly for tuition?
+ Depends on the terms of the scholarship
+ Rob asks: So I feel I’m late to the game, but I start a evening part time program at Florida International University Law School in about 2 weeks. I work full time and have a family (and I haven’t been in school for 12 years!) so I sort of forgot about the whole Financial Aid thing. Yes… lame. Any advice? Thanks!
+ File your FAFSA
+ Get a graduate private student loan first
+ Other private student loans at ActEducationLoans.com
+ Get a federal student loan to pay off the private
+ Fernanod writes: Hey Chris. I wanted to know if you could answer my question. I have a friend who is a U.S. citizen, but she hasn’t lived in the country for several years. My question is, is she an international student or and out of state student for tuition and other fees?
+ If she has not renounced her citizenship or done anything to have it revoked, then she would not be considered an international student at any US school. The conditions for loss or revocation of citizenship are:
+ http://travel.state.gov/law/citizenship/citizenship_778.html
+ As for out of state, it depends on how the school and state define residency. Generally speaking, you live in the place that your return address on your tax return specifies.

Podsafe Music
+ munk, I Am, acoustic

Reminders
+ Join the Financial Aid Podcast Loyalists
+ Register for PodCamp Boston
+ Buy Virtual Hot Wings, the Matthew Ebel live bootleg album!
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ Stafford federal student loans at StaffordLoan.com
+ Student loan consolidation at StudentLoanConsolidator.com
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ The Financial Aid Podcast is a publication of the Student Loan Network.

Questions? Comments? Suggestions? Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208. AIM: FinAidPodcast Add me to your iTunes by visiting http://www.FinancialAidPodcast.com/itunes/

Direct MP3 file download: MP3 file

Technorati Tags: financial aid financialaidpodcast

Technorati Tags: financial aid, financialaidpodcast

Working off an idea from John Wall and David Meerman Scott, and after a successful test on my personal blog, here’s a massive list of everyone who has left me a comment on the Financial Aid Podcast blog (or in some cases, a pingback). This list was compiled from the MySQL database that powers my Wordpress blog, with the query:

SELECT DISTINCT `comment_author` , `comment_author_url`
FROM wp_comments
ORDER BY `comment_author` ASC

I stuffed the output into Excel, did a little cleanup, and here we are. Thanks to everyone who has participated in the past few months to make this podcast what it is.

• “love ya, love ya…pod fade away…” at Surfing The Chaos
• 2007 New Media Party
• 5 Things to Bring to College - lifehack.org
• Adam Broitman
• Al
• Amy
• Andrea
• Ania
• anji bee
• Anysia
• Audio Attitude - Please join me and Bum Rush the Charts this THURSDAY ONLY March 22 2007
• Back and Jacked In
• Ben Downing
• Ben Yoskovitz
• Beth
• Beth
• Bill Cammack
• Bill Deys
• Bjam
• Bob Goyetche
• Bomb scare in Boston result of Turner Brodcasting marketing campaign at Bryper.com
• Boston and Goal Setting. at I Make Things
• Brand Dialogue - a dialogue on marketing 2.0
• Bre
• Brent Bradley
• Brian Ibbott
• Bridgett Rocha
• Bryan Person
• Bryan Person, Bryper.com
• Bryan Person, Connected Worker
• Bryan Person, New Comm Road podcast
• Bryan Villarin
• Bryce Moore
• bryper
• Bryper
• Bryper.com
• Bum Rush the Charts at iAnts.net
• C.C. Chapman
• C.C. Chapman
• C.C. Chapman
• Career Planning Books
• Cata Beltran
• Cellphone Savant
• Chad
• Charles Cadenhead
• Chef Mark
• Chris
• Chris
• Chris Brogan…
• Chris Brogan…
• Chris Brogan…
• Chris Cavs
• Chris Doelle
• Chris Wilson
• Christian
• Christopher S. Penn, FinancialAidNews.com
• Clintus
• ClunkClunk
• CM Access
• Colin D. Devroe
• College Search Edvisors
• Common Sense PR - iTunes Sends Me a Message - Bum Rush the Charts Aftermath
• Confused about my talk? Start here
• Conn O Muineachain
• Connected Worker
• Cybster DJ
• Cynthia
• Dallas
• Dana
• Dani
• Daniel B. Honigman
• Daniel Johnson Jr
• Daniel Johnson, Jr.
• Daniel Johnson, Jr.
• Dave
• Dave LaMorte
• Dave LaMorte
• Dave LaMorte
• Dave LaMorte from Teaching for the Future
• David
• David Finch
• David Tames
• David Tames
• Dennis
• Disruptive Conversations
• Don York
• Donna Papacosta
• donna papacosta
• Doug
• Doug Haslam
• Drew Olanoff
• Ed Jennings
• Ed Ovett
• Ed Roberts
• ellie
• eric : gardenfork.tv
• Eric Eggertson
• Eric Skiff
• Eugene Tamura
• Ewan McIntosh
• Financial Aid News
• Financial Aid Podcast
• Financial Aid | Joe
• financialaidpodcast
• forlogos
• George Donnelly
• George Hartline
• Glenn Dixon
• Great reflections on “Bum Rush” : Romey’s Ramblings
• Greg
• Hang with us at Podcamp NYC tomorrow! | BrandBrains
• Heather
• Hotrod Cadets
• How to make the Hipster nano PDA - lifehack.org
• How to receive podcasts on your iPhone at NevilleHobson.com
• How to support your favorite new-media producers
• hughmcguire.net · zeke hand redux
• I made history | Britton Blog - An American Student in Galway, Ireland
• I’m in. Are you? - Make your mark for Podsafe Music at K’s Weblog
• ile
• innovationcreation
• International Student Blog
• iPhone Ready Podcast Sites at MWGblog
• Jack Hodgson
• Jack Hodgson
• James Britton
• James Johnson
• Jameson Bull
• Jane Kohner
• Jay from Uncle Seth
• Jay Moonah from Online Music Marketing
• Jay Moonah from Uncle Seth
• Jay S. Fleischman
• Jeff
• Jeffrey Gelens
• Jeffrey Keefer
• Jen Pirante
• Jersey Joe
• Jilly
• Jina
• Joan Stewart, The PublicityHound
• Joe
• Joe Casey
• joec
• John Blue
• john blue
• John Buckley
• John Swords
• John Wall
• John Wall
• Jon
• Josh
• julien
• julien
• julien
• Justin
• Justin Kownacki
• Justin Kownacki
• Kamangir
• KaRi from TPSradio
• karmyn tyler
• kathryn jones
• Kevin
• Kevin Baggs
• Kevin Kennedy-Spaien
• Langknow
• Larry Lawfer
• Lee Hopkins: Better Communication Results - business communication, online, blog and podcast consultant
• Leslie
• Linklist - July 29, 2007 at blog.bradgrier.net
• links for 2007-02-01 at Bryper.com
• Lis Riba
• Lovespirals Guest Host Student Loan Radio
• Luke Pomorski
• Make Your Podcast iPhone-Compatible | Adam Weiss: Podcast Consultant
• Make Your Podcast iPhone-Compatible | Digital Media Strategist
• Mario
• Mark Baratelli
• Marvin Bzura
• Mary Price
• MaryHelen
• Massive Personal Finance Resource List | The Frugal Law Student
• Matt Craven
• Matt Forsythe
• Matt Searles
• Matthew Ebel
• Matthew Ebel
• Matthew Snodgrass
• meganjones3030
• Michael
• Michael Bailey
• Michael Bailey
• Michael Seaton
• Mike
• Mike Bellina
• mike mcallen
• Mike McG
• Mike Yusi
• Mitch Joel
• Monday Madness
• Monique
• Mrs. D
• mrsb
• MYN
• Natalie
• Natalie Brown
• Neil Ford
• Nenn
• Net Crap (8/16) at Musings of a Chicagoan
• Neville Hobson
• ole
• Paige
• Patrick W.
• Paul Mooney
• Peter O’Connell
• Phil Gerbyshak
• Phillip Rhodes
• Planning for 2007 | [chrisbrogan.com]
• Playa Monkey
• Podcasting Tricks - Podcasting How-To Site
• Rob Costlow
• Rob McDougall
• Rob Safuto
• Rob Usdin
• Robert from Maryland
• Robert McLaws: Windows Vista Edition
• Ronin Marketeer
• Ross
• rotten cheri
• Sam B-Good
• Saravanan’s iBlog 1.0
• SEO
• Shaunigan
• Shelley Batts
• Silence and Voice
• Sophia Ramos
• Sorin Matei
• SpaceyG
• Spud
• Stephanie
• steve garfield
• Steve Stanger
• Sugar
• Sun.Surfin
• Susan Reynolds
• Susan Reynolds
• swirlspice
• Taylor McGuiness
• TC Kirkham
• The Antagonist
• The Learning Guys
• the muFFin
• ThePoetryMan
• TimothyPilgrim
• tin199
• Todd Defren
• Tom Byrne
• Top 5 Things You NEED To Know To Leverage AppleTV and iPhone in New Media at iPhoneword
• Twist Image - Mitch Joel Blog - Marketing and Communication Insights
• Typo180
• Unique business cards
• valueprep.com
• Victor
• vivian
• webbits
• Where Is America Heading To .com
• Whitney
• Whitney Hoffman
• Will
• William Wright
• Yelling_at_the_radio
• Zack “The Mothman” Daggy
• ~Tara~

FAP590: Student Loan Television: CC Chapman Presents Kevin Reeves at Block Island

Accident Hash host CC Chapman makes a return to the Financial Aid Podcast with this music video of Kevin Reeves covering When Doves Cry.

High Quality: MP4 file
iPod version: MP4 file

Click to play Blip TV version:

Click To Play

Cover Music
+ Kevin Reeves, When Doves Cry, ASCAP 530293988

Reminders
+ Join the Financial Aid Podcast Loyalists
+ Register for PodCamp Boston
+ Buy Virtual Hot Wings, the Matthew Ebel live bootleg album!
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ Stafford federal student loans at StaffordLoan.com
+ Student loan consolidation at StudentLoanConsolidator.com
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ The Financial Aid Podcast is a publication of the Student Loan Network.

Questions? Comments? Suggestions? Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208. AIM: FinAidPodcast Add me to your iTunes by visiting http://www.FinancialAidPodcast.com/itunes/

Technorati Tags: financial aid financialaidpodcast

Technorati Tags: financial aid, financialaidpodcast

FAP589: College Access Marketing from NASFAA 2007 National Conference

Something different today. This is a video of the College Access Marketing session held at the NASFAA national conference in Washington, DC. Presented by Marcia Weston and Wendy Erisman.

Used with permission.

Blip TV Version (click to play):

Click To Play

Additional Info
+ College Goal Sunday
+ NASFAA
+ College Access Marketing

Reminders
+ Join the Financial Aid Podcast Loyalists
+ Register for PodCamp Boston
+ Buy Virtual Hot Wings, the Matthew Ebel live bootleg album!
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ Stafford federal student loans at StaffordLoan.com
+ Student loan consolidation at StudentLoanConsolidator.com
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ The Financial Aid Podcast is a publication of the Student Loan Network.

Questions? Comments? Suggestions? Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208. AIM: FinAidPodcast Add me to your iTunes by visiting http://www.FinancialAidPodcast.com/itunes/

Direct MP3 file download: MP4 file

Technorati Tags: financial aid financialaidpodcast

Technorati Tags: financial aid, financialaidpodcast

Take a look at this cover letter preview for a customer service representative in my GMail:

Reading this, you’d think - WOW! This is going to be really good. Then you open the email to reveal:

What a missed opportunity to wow a hiring manager. Instead, this resume goes in the trash and gets deleted without ever being read.

FAP588: Things you can print, secrets of credit-based marketing, London Fox Orchestra

Student Financial Aid News
+ Inside Higher Ed: The National Education Loan Network is ending relationships with more than 100 alumni associations in which the lender, known as Nelnet, has paid them fees and, in some cases, a share of revenue in exchange for the right to market consolidated education loans to graduates of their institutions. The arrangements had come under scrutiny as part of the student loan investigation undertaken by New York Attorney General Andrew M. Cuomo. A Nelnet spokesman, confirming a report in the Dallas Morning News, said that “Nelnet has done our best to remain firm in our support of the appropriate and valuable affinity consolidation services that we provide to alumni association clients and their members,” relationships that he noted are “similar to those that many companies and industries have with alumni associations to offer members a variety of products and services.” But because Education Department draft rules and pending Congressional legislation would call for eliminating the Nelnet program, the spokesman said, “we felt we could no longer delay our decision. Therefore, Nelnet will phase out our affinity agreements.”
+ Now if only they would stop sending me ad after ad
+ No less than 8 student loan companies have bought a copy of my credit report (did you know they can do that?)
+ In this file is your name, address, phone number, and other contact information
+ SSN is not included
+ However, when you go to buy a list from a credit bureau, you can specify detailed demographic data - show me everyone in this zip code who has a student loan balance of $25,000 or more
+ Thus generates the torrent of junk mail
+ Want to put a stop to it? Visit OptOutPreScreen.com

Scholarship Update
+ The Foundation of The National Academy of Television Arts and Sciences will award one $40,000 college scholarship to a high school student planning to pursue a career in television or a related field. The John Cannon Memorial Scholarship is open to any graduating high school senior planning to major in communications at a four-year college or university.
+ The Scholarship will be distributed over a four-year period with $10,000 awarded prior to the first year of study,and three additional awards of$10,000 granted in subsequent years. To be eligible for the continuing awards, the recipient must demonstrate satisfactory progress towards a degree and remain in a communications-oriented program. The scholarship award may be used for tuition, books, living expenses, and other related costs.
+ 9 additional awards of $1,000
+ Deadline December 11
+ Details at our free college scholarship search site

Free Stuff Thursday
+ Guy Kawasaki tells you the things he wished school had taught
+ Merlin Mann video presentation on Inbox Zero
+ Revo Uninstaller for Windows
+ Royalty free music background tracks
+ The printing mega-storm
+ 5 Useful things to print out - like an SLR lens hood
+ Cornell note-taking sheets
+ iPod paper cover?
+ Paper CD case?
+ Parabolic wireless antenna booster?
+ Looking for a ruler but can’t find one?
+ Graph paper
+ Mailing label generator
+ Compact Amazon wishlists

Promo
+ Student loan consolidation with StudentLoanConsolidator.com

Podsafe Music
+

Download “Pachelbel: Canon” (mp3)
from “In Love With Classics - Volume 3″
by The London Fox Orchestra
Classic Fox Records

More On This Album

+ Enormously funny YouTube video about Pachelbel’s Canon in D

Reminders
+ Join the Financial Aid Podcast Loyalists
+ Register for PodCamp Boston
+ Buy Virtual Hot Wings, the Matthew Ebel live bootleg album!
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ Stafford federal student loans at StaffordLoan.com
+ Student loan consolidation at StudentLoanConsolidator.com
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ The Financial Aid Podcast is a publication of the Student Loan Network.

Questions? Comments? Suggestions? Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208. AIM: FinAidPodcast Add me to your iTunes by visiting http://www.FinancialAidPodcast.com/itunes/

Direct MP3 file download: MP3 file

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