FAP851: Earning money using affiliate programs, Cappex scholarships

Listen now:

Student Financial Aid News
+ Inside Higher Ed: As the U.S. House of Representatives and Senate prepare to vote today on legislation to renew the Higher Education Act, various higher education groups offered their two cents on the merits and drawbacks of the sweeping measure. The National Association of Student Financial Aid Administrators endorsed the bill, especially its call to increase Pell Grant spending and a change to make the grants available to students year-round. “These increases in the Pell Grant program flexibility and authorization levels are a good first step; however the litmus test is at the appropriations level, when we put our legislative rhetoric into dollars,” wrote Philip R. Day Jr., NASFAA’s president. The Career College Association also praised the bill and urged Congress to pass it and President Bush to sign it. “The ball is at the goal line,” said Harris N. Miller, president of the group of for-profit colleges. “Time for Congress to light up the scoreboard for students, parents and higher education generally by passing this important bill.”
+ Fun story over on Inside Higher Ed about schools offering new media programs and majors
+ Personally, I think your best bet is to become an outstanding cross-disciplinary writer
+ Appeared on WCVB on Tuesday night about the MEFA student loan issue

Scholarship Update
+ Cappex $1,000 Business Career Scholarship
+ Cappex.com is awarding a $1,000 Business Career scholarship, and we want you to have a shot at it. This scholarship opportunity will be available at any college or university. All you need is a Cappex profile. The Business scholarship will be given to students with well-rounded profiles, so don’t hold back on the details.
+ To be eligible for this scholarship, you must have a high school diploma or GED and be currently enrolled in college or plan to enroll within the next 12 months. You also must explain to Cappex why you deserve this scholarship in the “Tell Us More” box at the bottom of the application. Application deadline is October 31, 2008. One award will be granted. Good luck!
+ Disclosure: paid affiliate program
+ Details at our free college scholarship search site

Jobcast
+ Opening up an entrepreneur shop using affiliate programs
+ Shill - I’ll be speaking at The Affiliate Summit on August 12
+ Affiliate programs are in essence commission-based marketing employees
+ A few popular ones - Amazon.com (5% on stuff), CJ.com
+ Get started - establish a business. Can be sole proprietorship, can be something more complicated. SP is easiest to start.
+ Set up a separate business bank account - check out ING Direct (paid link)
+ You’ll need a web site or other online property
+ Start browsing through the catalog of affiliate programs
+ Tip: sign up for products and services you already use and love
+ Example - ING Direct Savings accounts - I have absolutely no trouble recommending that people save more money
+ Find programs and sign up for them
+ Add links to your web site as appropriate
+ Measure your progress - most programs will not cut a check until you pass a certain amount
+ This is a volume business - you typically only get paid per customer once, so it’s a lot about building a large audience and driving traffic
+ It can pay well, but it’s hard work. It’s not at all automatic.
+ Disclosure and authenticity matter

Did you enjoy today’s show? If so, please consider subscribing for free to get it delivered to you. Subscribing for free means you don’t have to remember to download it every day.
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Direct MP3 file download: Click here to download the MP3

Reminders
+
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ Free scholarship search secrets eBook at StudentScholarshipSearch.com/ebook
+ Open an FDIC-insured savings account today!
+ Stafford federal student loans at StaffordLoan.com
+ Parent PLUS loans at ParentPLUSLoan.com
+ Graduate student loans at GradLoans.com
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ Private student loan consolidation at StudentLoanConsolidator.com
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Get FAFSA news at the FAFSA blog

+ The Financial Aid Podcast is a publication of the Student Loan Network.

I want to hear from you! Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208.

FAP850: MEFA Massachusetts Student Loan Interview on WGBH Video

I thought I’d publish the actual video from the WGBH interview about MEFA the other day as a download, as opposed to making you watch it only on the web site. The video runs about 8 minutes long, and my thanks go to the staff of WGBH for a great interview and a great studio experience.

Direct video file download: MP4 file

Did you enjoy today’s show? If so, please consider subscribing for free to get it delivered to you. Subscribing for free means you don’t have to remember to download it every day.
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+
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Reminders
+
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ Free scholarship search secrets eBook at StudentScholarshipSearch.com/ebook
+ Open an FDIC-insured savings account today!
+ Stafford federal student loans at StaffordLoan.com
+ Parent PLUS loans at ParentPLUSLoan.com
+ Graduate student loans at GradLoans.com
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ Private student loan consolidation at StudentLoanConsolidator.com
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Get FAFSA news at the FAFSA blog

+ The Financial Aid Podcast is a publication of the Student Loan Network.

I want to hear from you! Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208.

This time, I and my coworkers at the Student Loan Network made a brief appearance on WCVB Boston 5 about the MEFA student loan issues.

MEFA customers, make sure you’ve maximized your federal student loans such as the Stafford loan and the PLUS loan, and if you still need a private student loan, investigate ours at AlternativeStudentLoan.com.

Did you enjoy this? If so, please consider subscribing for free to get it delivered to you. Subscribing for free means you don’t have to remember to download it every day.
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+
+

Reminders
+
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ Free scholarship search secrets eBook at StudentScholarshipSearch.com/ebook
+ Parent PLUS loans
+ Open an FDIC-insured savings account today!
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Financial Aid discussion forums
+ Get FAFSA news at the FAFSA blog
+ Stafford federal student loans at StaffordLoan.com
+ The Financial Aid Podcast is a publication of the Student Loan Network.

I want to hear from you! Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208.

FAP849: MEFA Private Student Loan troubles, dwindling scholarships

Listen now:

Student Financial Aid News
+ MEFA shuts down lending for the fall semester - see the video from WGBH, MEFA Student Loan Troubles
+ 40,000 students, parents, and families, over $500M
+ If you had MEFA student loans in the past, or were planning to take out a MEFA private student loan, the Student Loan Network may be able to help - call us at 877-328-1565 or visit www.StudentLoanNetwork.com
+ A disturbing trend I don’t have metrics for yet - the number of scholarships that are not renewing. When you Google them, it’s last year’s page and there’s a note saying the award has been discontinued or is pending review.
+ As the economy trends downward, scholarships may become harder to find - so get cracking.

Scholarship Update
+ The Jesse Brown Memorial Youth Scholarship Program encourages young volunteers to play active roles in the Department of Veterans Affairs Voluntary Service (VAVS) programs. It recognizes outstanding young volunteers who give of their time by awarding annual scholarships that may be used to continue their education. The Disabled American Veterans has awarded 87 scholarships worth $578,000 since the inception of the Jesse Brown Memorial Youth Scholarship Program in 2000.
+ Scholarships can be awarded to any volunteer who is age 21 or younger and has volunteered for a minimum of 100 hours at a VA medical center during the previous calendar year. All volunteer hours must be credited to the Disabled American Veterans.
+ Scholarships can be used at any accredited institution of higher learning; to include universities, colleges, community colleges, vocational schools, etc.
+ Scholarships must be utilized in full prior to the recipient attaining the age of 25, or within 6 years of receiving the scholarship, whichever is later.
+ Immediate family members of the DAV national organization are eligible to receive a scholarship.
+ Nominations for this award may be submitted by the Voluntary Service Program Manager at the VA medical center, DAV Department Commander, or the student may complete a self-nomination form which is available on-line. If you are submitting your own nomination, please include an essay discussing “What volunteering at a VA medical center means to you.” (Essay should be 750 words or less).
+ All nomination packets should include a nomination form, essay, and any supporting documentation which you would like to have considered by the Selection Committee.
+ Deadline February 25
+ Awards up to $15,000
+ Details at our free college scholarship search site

Mail Bag
+ My name is Nancy and I am from Germany. I just lived in the US for about 10 months as an Exchange Student and now I am back in Germany to finish up High school here but I would love to be back soon and to attend college in IN that would be awesome. I looked through the website and I am not sure if there are any scholarships with 100% tuition for international students? I really want to come back to the states and go to college there but I don’t have the money so right now it is not possible for me!
+ Very, very few - Fulbright scholars programs, etc. where you have to be the very best of the best
+ Check out InternationalScholarships.com and InternationalStudent.com
+ Michelle writes in: Hello! What a fantastic podcast! I have been an avid listener for awhile now. As an incoming graduate student this fall 08 I have come across some financial aid stress over the summer. I cannot express how much appreciation I would have if someone could give me advice about this situation.
+ It is now the end of July 08 and I still have not received my financial aid award. I call the office approx every two weeks asking when it will be awarded. Their answer is “sometime between June and August.” Apparently my file is up to date, and they say the paperwork just needs to be processed by their financial officer. My student bill needs to be paid by August 18, 2008.
+ I have already chosen a lender for student loans, so I am just waiting on my award. Do you happen to know the turnaround time for a loan to be processed? Some ppl say a month and I am worried that my bill will not be paid in time. Should I be worried about this? Again, I appreciate any advice. Great job Chris!!
+ Your school may do batch processing - typically, for federal student loans, the turnaround is whenever the school does certification, followed by disbursement
+ Make sure your financial aid office is communicating with the bursar’s office so that the billing folks know when the loan money is supposed to come in - call both
+ Mihoko writes in: Hey Chris, I think I have a similar question someone named Mercy asked you awhile ago. I’m a US citizen and I’ve been accepted to a foreign school outside the US. The school is not on the FAFSA list of approved foreign schools. Nor is it not on the list of the private student loan companies and banks I’ve talked to so far. Is there a way to get some kind of student loan with this dilemma? Thanks for all your help and I love your show.
+ Not really, until the school gets set up with either Title IV certification or set up with a private student loan lender. You could also explore a regular unsecured consumer loan that’s not a student loan, but that can be expensive. See if the school plans to pursue Title IV certification.

Did you enjoy today’s show? If so, please consider subscribing for free to get it delivered to you. Subscribing for free means you don’t have to remember to download it every day.
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+
+

Direct MP3 file download: Click here to download the MP3

Reminders
+
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ Free scholarship search secrets eBook at StudentScholarshipSearch.com/ebook
+ Open an FDIC-insured savings account today!
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ Student credit card information at StudentPlatinum.com
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Financial Aid discussion forums
+ Get FAFSA news at the FAFSA blog
+ Stafford federal student loans at StaffordLoan.com
+ The Financial Aid Podcast is a publication of the Student Loan Network.

I want to hear from you! Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208.

On September 1, the Financial Aid Podcast will become a weekly show, as opposed to a daily show.

Why?

We’re at a critical time in our economy, in our education system, in our society as a whole. Politics and other transient issues aside, there’s a greater need now than ever before for research & development, for more tools, better financial literacy tools, for more advanced ways of helping students pay for a college education in a way that’s sustainable and affordable. Over the past 3 years, I’ve been able to develop a lot of materials based on the work we’ve done in the Financial Aid Podcast, but we need to step things up. The recent loan crisis demonstrates that even our new media efforts are still not enough by themselves to boost affordability and awareness. There will still be daily blog posts and reading for you that will cut to the heart of daily news items and explain why it’s important to you for paying for college, but there’s more work to be done.

Certainly, the Financial Aid Podcast has helped, and will continue to help with a more concentrated show, combining all the familiar segments you’ve come to enjoy, but there’s more work to be done in advocacy, in outreach, in awareness. The conversion of the show to a weekly format will free up time for me to begin assembling more on-the-road presentations for high school financial aid nights, community programs like College Goal Sunday, and enhance our mainstream media operations to integrate old and new media together. It will also allow me to produce more media, more specialized projects like our upcoming 2009 FAFSA tutorials, which will be unlike anything you’ve ever seen in financial aid before.

Mark your calendars for back to school, and on September 1, the Financial Aid Podcast will become the most intense 30 minute personal finance show you can get on your iPod, computer, or listening environment of your choice. Tell a friend today to get ready to go back to school with the Financial Aid Podcast 2.0!

Did you enjoy this blog post? If so, please consider subscribing for free to get it delivered to you. Subscribing for free means you don’t have to remember to download it every day.
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+
+

Reminders
+
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ Free scholarship search secrets eBook at StudentScholarshipSearch.com/ebook
+ Open an FDIC-insured savings account today!
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ Student credit card information at StudentPlatinum.com
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Financial Aid discussion forums
+ Get FAFSA news at the FAFSA blog
+ Stafford federal student loans at StaffordLoan.com
+ The Financial Aid Podcast is a publication of the Student Loan Network.

I want to hear from you! Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208.

I had the opportunity to speak about the recent MEFA news on WGBH tonight as part of their program, Greater Boston.

If you’ve been affected by MEFA’s withdrawal from lending, the Student Loan Network might - MIGHT - be able to help. Visit www.StudentLoanNetwork.com to see what resources we have available.

Additional MEFA-related coverage:

• Boston Globe
• Wall Street Journal
• Boston Herald
• NY Times
• Boston Business Journal
• WBZ
• Boston Metro
• Bostonist
• NECN

Did you enjoy this video? If so, please consider subscribing for free to get it delivered to you. Subscribing for free means you don’t have to remember to download it every day.
+
+
+

Reminders
+
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ Free scholarship search secrets eBook at StudentScholarshipSearch.com/ebook
+ Open an FDIC-insured savings account today!
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ Student credit card information at StudentPlatinum.com
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Financial Aid discussion forums
+ Get FAFSA news at the FAFSA blog
+ Stafford federal student loans at StaffordLoan.com
+ The Financial Aid Podcast is a publication of the Student Loan Network.

I want to hear from you! Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208.

FAP848: How to shop around for student loans

Listen now:

Student Financial Aid News
+ NY Times: Banks struggling to recover from multibillion-dollar losses on real estate are curtailing loans to American businesses, depriving even healthy companies of money for expansion and hiring.
+ Two vital forms of credit used by companies — commercial and industrial loans from banks, and short-term “commercial paper” not backed by collateral — collectively dropped almost 3 percent over the last year, to $3.27 trillion from $3.36 trillion, according to Federal Reserve data. That is the largest annual decline since the credit tightening that began with the last recession, in 2001.
+ There’s a bunch of banks that are distressed, but here’s an interesting sidenote - IndyMac, the bank that went bust a few weeks ago, wasn’t on the FDIC watch list at all, and even sites like BankRate.com fail to predict unstable banks.
+ In this kind of environment, keep deposits under the FDIC insurance limit, and if you’re trying to get a loan of any kind, make sure your credit is in top shape first, and expect to potentially be declined even with good credit, not because you did anything wrong, but because the bank you spoke to may be financially on the brink of failure
+ If you’re applying for student loans, federal student loans such as the Stafford loan and PLUS loan are your best bets for approval, as Stafford loans have no credit requirement and PLUS loans have relaxed requirements; both are backed by the federal government, which means banks may be able to sell them more easily.
+ NY Times: Comparison shopping for a private student loan? Doing so may damage your credit score. In few other areas of consumer life are you at risk of being penalized for seeking out the best deal. Indeed, mortgage and auto loan seekers who comparison shop within a relatively short period of time do not see their credit scores suffer. But Fair Isaac, the company that helps credit bureaus calculate credit scores, does not extend the same break to private student loan applicants or their parents, who often co-sign for loans.
+ While Fair Isaac has mined years of data to determine that people making a bunch of mortgage and auto loan applications over a short period are almost always innocently shopping for a loan, it hasn’t declared student loan shoppers similarly safe.
+ In the meantime, lenders could help a lot by doing the following: First, state on their Web sites which credit bureau or bureaus they are using. Then, state whether that credit bureau is classifying their requests in a way that could damage an applicant’s credit score.
+ For the record, the Student Loan Network primarily uses Experian, and to the best of our knowledge, because we work with major banking partners like Discover Financial Services (ticker: DFS), Lehman Brothers (ticker: LEH), etc., your credit score shouldn’t take any additional hits beyond the standard first hit when you begin shopping around.

Scholarship Update
+ Running a survey on our site, Student Scholarship Search. Please take a few moments.
+ Scholarship Points $1,000 drawing for July happens in just 3 days!

Financial Aid 101
+ Shopping around for student loans
+ For federal student loans like the Stafford and PLUS loan, thanks to the credit crunch and the CCRAA, there’s no fundamental difference among federal student loans any more. There used to be borrower benefits, but no one really has those any more. The only metrics left are things like customer service.
+ For private student loans, shop around primarily based on rates and benefits. Look for, obviously, the lowest rates available, but base this not on the best published rate, but the spread.
+ For example, our spreads are in the range of LIBOR + 3.5% to LIBOR + 7.75% (some variations) - that makes us not as good a deal if you have perfect credit but a pretty good deal if your credit isn’t perfectly spotless
+ Different lenders use different base rates - some use Prime instead of LIBOR, which lets them publish rates like Prime + 0%, which looks fantastically than LIBOR + 3.5%, until you dig in and find that PRIME + 0% is 5%, and LIBOR + 3.5% is 5.5%.
+ Compare fees, too. What’s the origination or guarantee fee?
+ Compare benefits - is there deferment? Forbearance?
+ There’s been a lot of talk about peer to peer lending, which tends to be a non-beneficial model. Peer to peer lacks the interest tax credit, since they’re not qualified education loans, so you lose that tax benefit. Some have very short repayment terms, 3 years, meaning you have to repay while you’re in school. Others have astonishingly high fees, especially if you have poor credit; Prosper has an average interest rate of 26.1% and for poor credit, 31.88% - which is worse than virtually every credit card out there. Some of these loans also don’t offer deferment or forbearance at all (as of July 28, 2008).

Did you enjoy today’s show? If so, please consider subscribing for free to get it delivered to you. Subscribing for free means you don’t have to remember to download it every day.
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+
+

Direct MP3 file download: Click here to download the MP3

Reminders
+
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ Free scholarship search secrets eBook at StudentScholarshipSearch.com/ebook
+ Open an FDIC-insured savings account today!
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ Student credit card information at StudentPlatinum.com
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Financial Aid discussion forums
+ Get FAFSA news at the FAFSA blog
+ Stafford federal student loans at StaffordLoan.com
+ The Financial Aid Podcast is a publication of the Student Loan Network.

I want to hear from you! Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208.

FAP847: Payday loans, foreclosures, PLUS loans

Listen now:

Student Financial Aid News
+ Tons of foreclosure news - foreclosures up 122%, some states tripling or quadrupling
+ If you’re a parent, the new legislation for PLUS loans is in effect - if you need to borrow to pay for education, take a look at the PLUS loan
+ Payday loan alert from yesterday
+ Stafford federal student loans
+ Parent PLUS loans
+ Private student loans

Scholarship Update
+ Create an original Starship Troopers 3: Marauder poster or video Public Service Announcement and be eligible to win a $250 scholarship and prize pack worth $589.95. Deadline is August 27, 2008. All entries must be an original English language creation and must include the Starship Troopers 3: Marauder and Sony Pictures Home Entertainment logos as well as the August 5th release date. No purchase necessary. Open to any member of Brickfish who is a resident of the 50 United States or the District of Columbia, has access to the Internet, and is 18 or older at the time of entry.
+ Details at our free college scholarship search site

Free Stuff Friday
+ Some perfume from Nina Ricci
+ Bunch of trash bags
+ Calgoo
+ Slydial leaves direct voicemail on mobiles
+ Google Maps adds walking directions
+ Fruit picking season if you live near a farm - and you might
+ More fun games - Aurora Feint, Life, Labyrinth, Exposure - all for iPod Touch and iPhone

Did you enjoy today’s show? If so, please consider subscribing for free to get it delivered to you. Subscribing for free means you don’t have to remember to download it every day.
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+
+

Direct MP3 file download: Click here to download the MP3

Reminders
+
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ Free scholarship search secrets eBook at StudentScholarshipSearch.com/ebook
+ Open an FDIC-insured savings account today!
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ Student credit card information at StudentPlatinum.com
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Financial Aid discussion forums
+ Get FAFSA news at the FAFSA blog
+ Stafford federal student loans at StaffordLoan.com
+ The Financial Aid Podcast is a publication of the Student Loan Network.

I want to hear from you! Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208.

Just crossing my desk now from Twitter:

A bunch of payday loan sites are advertising their loans as alternatives for student loans.

Let’s be as clear as we can. Payday loans are NOT student loans, and shouldn’t be used as such.

Payday loans, if you’re unfamiliar with them, are small, short term loans that are borrowed against an upcoming paycheck. Typically, the fees for payday loans are on the order of $15 per $100 borrowed, and the loan is due usually within a few weeks of borrowing it.

Due to the extremely short-term nature of payday loans, the difference between APR and effective annual rate (EAR) can be substantial, because EAR takes compounding into account. For a $15 charge on a $100 2-week payday loan, the APR is 26 × 15% = 390% but the EAR is 1.1526 - 1 × 100% = 3686%.

Imagine that. Even a private student loan with an interest rate of 14% is a far cry from 390% or 3,686%.

Don’t fall for the trap of easy money from payday loans. Check with your school’s financial aid office if you fall short, consider borrowing a Stafford loan, PLUS loan, or a private student loan, rather than a loan with an effective interest rate in the THOUSANDS.

FAP846: FICO scores, NASFAA survey, cover letters

Listen now:

Student Financial Aid News
+ An interesting development in private student loans and credit scores
+ NASFAA released a survey of financial aid officers about their concerns over the credit crunch - some highlights:
+ 44% of financial aid officers are very concerned, 46% somewhat
+ 43% think families and students are concerned, 12% very concerned
+ 26% have a backup plan in case funding is not available
+ That data makes ME concerned - if 90% are concerned or very concerned, why do only 26% have a backup plan?

Scholarship Update
+ What Dream (Jobs) Are Made Of Scholarship
+ Show off your passion for a particular industry or career by sharing why you are the best candidate for your dream job. Who would you interact with, and how? How would your lifestyle change? What can you do to actually achieve this dream? Create a 1-2 minute video that outlines what your dream job would be and why you should have it. Submit your VIDEO entry to the What Dream (Jobs) Are Made Of Campaign.
+ $1,000
+ Deadline is September 4, 2008.
+ Open to anyone in the continental U.S. who has access to the Internet, and is 18 or older at the time of entry. All prize winners must be 18 or older.
+ Details at our free college scholarship search site
+ Remember the Scholarship Idol contest!

JobCast
+ I cannot emphasize enough that your resume and cover letter MUST answer two questions
+ What’s in it for me, the hiring manager
+ So what?
+ All I hear is me, me, me, me, me
+ Do your homework
+ Get behind the HR firewall
+ Provide some real, immediate value in your cover letter - show me what you could do with my Stafford loan site or something

Did you enjoy today’s show? If so, please consider subscribing for free to get it delivered to you. Subscribing for free means you don’t have to remember to download it every day.
+
+
+

Direct MP3 file download: Click here to download the MP3

Reminders
+
+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ Free scholarship search secrets eBook at StudentScholarshipSearch.com/ebook
+ Open an FDIC-insured savings account today!
+ Private student loans available at any time - visit AlternativeStudentLoan.com
+ Student credit card information at StudentPlatinum.com
+ FAFSA form tutorials and free help at FAFSAonline.com
+ Financial Aid discussion forums
+ Get FAFSA news at the FAFSA blog
+ Stafford federal student loans at StaffordLoan.com
+ The Financial Aid Podcast is a publication of the Student Loan Network.

I want to hear from you! Email me at financialaidpodcast {at} gmail {dot} com, visit http://www.FinancialAidPodcast.com, or call 206-350-1208.