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The Perfect Senior Project

Wed, 19 Nov 2008 04:27:07 +0000

Over dinner with Professor Mark Frydenberg of Bentley University, the topic came up about how new media could be used as part of a senior project. Here’s an idea I’d love to throw out to other college seniors and students to see what you think. We know new media is powerful. You have unparalleled access to some of the smartest people in the world, some of the most well connected. At the same time, as a college senior, you’re looking to do something to make your mark on the world right away, because distinction will set you apart from the millions of other degree holders graduating this year. Distinction will help you land a job, perhaps even get you an offer before you start looking.

So what could you do as a senior in marketing, business, or information systems? Try making a real-life case study of new media put to use. Pick a local charity that needs the help, and focus an all-out campaign on raising money for that charity using all of the new media tools and connections that you’ve got. Figure out how to find potential donors on Twitter and LinkedIn, gather allies and collaborate using Facebook and Google Docs, and use the opportunity for a senior project to make the world a better place. The charity will benefit, your community will benefit, and you’ll have something for your LinkedIn profile that you can be super proud of.

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Reminders
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+ Financial Aid Podcast Show Notes at FinancialAidPodcast.com.
+ Free scholarship search secrets eBook at StudentScholarshipSearch.com/ebook
+ Online degrees programs and directories at Edvisors.com
+ Free college scholarships contests!
+ Open an FDIC-insured savings account today!
+ Stafford federal student loans at StaffordLoan.com
+ Parent PLUS loans at ParentPLUSLoan.com
+ Graduate student loans at GradLoans.com
+ Private student loans available at any time - visit PrivateStudentLoans.com
+ FAFSA form tutorials and free help at FAFSAonline.com
+ The Financial Aid Podcast is a publication of the Student Loan Network.

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Daily Aid 39: Twitter scholarship, no bailout for student loans yet

Tue, 18 Nov 2008 13:14:56 +0000

Daily Aid 39: Twitter scholarship, no bailout for student loans yet

Student Financial Aid News

From Bloomberg:

The Bush administration told congressional aides it won’t ask lawmakers to release $350 billion remaining as part of the $700 billion U.S. financial- rescue package, people familiar with the matter said.

The administration of President George W. Bush ends in less than 10 weeks, and a delay in submitting a request to lawmakers would leave it to President-elect Barack Obama to tap remaining funds in the bailout fund.

Commentary

For those hoping or waiting for bailout funds for the student loan industry, especially for private student loans, the wait will be longer, at least until the Obama transitional government is seated on January 20, 2009. What does this mean for you? Unless the existing allocated funds from the bailout find their way to student lending, what we see is what we get for the moment. That means that federal student loans like the Stafford loan and parent PLUS loan remain plentiful, and private student loans remain restricted to only those with outstanding credit.

Some companies will turn over budgets and credit lines as the calendar rolls over, which is worth noting, but for the time being, assume that the credit crisis will continue to restrict availability of lending across the board.

Scholarship Update

This is really cool. We’ve profiled the Truman Foundation Scholarship before, but now they’re keeping applicants up to date about the process via Twitter.

Here’s the scholarship itself, valued at $30,000.

Here’s their Twitter account. What a clever way to keep candidates informed that’s lightweight and simple!

From the site:

Our updates could include everything from “Sending a mass email on appeals process.” to “Notifying the Nashville Finalists by email.” We will post if we have difficulty with our server or email. We will also post answers to frequently asked questions and make announcements about additions to the website. For those Faculty Reps who worry about missing updates, it is a good way to reduce anxiety during the application cycle. Everyone will know exactly where we are in the process at all time.

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Daily Aid 38: FastWeb student loan survey, financial aid crisis

Mon, 17 Nov 2008 13:18:16 +0000

Daily Aid 38: FastWeb student loan survey, financial aid crisis

Student Financial Aid News

You might not know this, but I’m also the editor of FAFSAonline.com, our free FAFSA guide web site. We’re getting ready to update the site for the 2009-2010 FAFSA and need your help. If you’ve used FAFSAonline.com, please leave feedback and suggestions on this blog post today so that we know what to do to make the site even better.

From Inside Higher Ed:

A national survey by FastWeb, a free scholarship identification service, found high percentages of students and families being rejected for just about every type of student loan. FastWeb acknowledged the dangers of selection bias in its survey and those who are satisfied with the availability of aid may be unlikely to use its services. But the large numbers of students who do suggest some significant numbers of families are experiencing loan rejections.

Commentary

Interesting that in the survey results, parents are being denied a federal PLUS loan at a rate of 55%. PLUS loans have much looser restrictions for credit history than private student loans, which means that at least for the audience sampled by FastWeb, consumer credit histories and ratings have deteriorated far more than is generally known.

Here’s an important fact that is often overlooked. If a parent is denied a PLUS loan for any reason, the student immediately becomes eligible for additional Stafford loans, as if they were an independent student. If your parents are certain they’ll be declined for a PLUS loan based on poor credit, this may be a way to get additional federal student loan money.

From The Albany Times Union:

Kathy Gailor, the Director of Financial Aid at the University of Bridgeport, commented on a hypothetical situation where federal aid was restricted in addition to the drying up of private loans:

“If there is a severe cutback in federal aid, students should immediately investigate the numerous private scholarship opportunities that exist. Many of these scholarships go un-rewarded every year despite the fact that a simple two page essay may be all that’s required to apply. In addition, students should start looking for summer jobs now rather than, as in the past, waiting until Spring to begin the search.”

Charlene J. Haykel, Managing Principal of the The Haykel Group, suggests high school parents should “borrow from the cash value of their life insurance policies; take an early distribution Roth IRA (if parents have one) but only after financial aid has been awarded so it won¹t reduce the amount of aid received by the student.” Mrs. Haykel also suggested students look at nontraditional sources of lending such as My Rich Uncle, or the peer to peer lending sites such as FYNANZ “that uses non-conventional underwriting criteria and will loan to people with poor credit scores if other information is provided.”

Commentary

Ms. Gailor is mostly correct - the only comment I’d add is that not many scholarships go unrewarded. Many do have just a handful of applicants, but it’s a bit of an urban legend that there are millions of dollars just sitting around unused every year.

Ms. Haykel gives some advice that I think needs clarification. If a parent or student takes an early distribution from an IRA or life insurance policy, it’s true that it won’t hit your financial aid eligibility for the current year if you do so after you file the FAFSA. That said, the distribution will hit you and impact your financial aid next year, along with any tax penalty that you take.

The double whammy of a potential tax penalty in the following year combined with a reduction in aid because you cashed out or borrowed against retirement makes this choice less than optimal. It’s a short term, last resort solution that has consequences the following year, making future financial aid more difficult. If that’s a tradeoff you’re okay with, then that strategy may work. Just be aware that there are consequences down the road for this strategy.

Scholarship of the Day

Brickfish College Must Haves scholarship. College is in full swing and you’re back to rushing to class and late night cram sessions. How do you maintain? We want to hear about your favorite college must-haves that make student life bearable. Not in college yet? We still want to know what items you deem college must-haves. From shower flip flops to munchies, iPods to mountain bikes, laptops to notebooks, tell us about your essential items and you could win a $1,000 scholarship or cash!

Details at our free college scholarship search site.

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How to raise money for the Student Platinum savings challenge

Fri, 14 Nov 2008 19:25:42 +0000

I’ve been watching the Student Platinum $500 Savings Challenge bloggers for a few days now, and something interesting has struck me.

Everyone is talking about how they’ll save money, about how they’ve committed to putting money aside. Except for a few folks doing the soda can recycling thing, no one is talking about how to bring more money in the door. Saving is easier when you have more money to work with - which seems like a blatantly obvious, trite thing to say, except that it’s not on anyone’s radar.

Don’t get me wrong. I encourage frugality. I encourage cutting back on discretionary expenses. However, at some point, you can’t cut any more. You can’t staunch expenses any further without a serious, really unpleasant reduction in your quality of life - which in turn makes you less likely to stick with a savings program.

So let’s talk in this blog post today about how to get more money coming in the door.

Obviously, as many have mentioned, working a job is a way to bring in some income, and the more you work, the more money you bring in. Downside - the more you work, the less time you have for academic study, which is the point of college.

Incremental income can indeed come from recycling, especially if you’re smart about it and gather recycling at the right times & places, like after frat parties when there’s literally cases of empties just sitting on the sidewalk. A guy in my town cruises up and down the streets on garbage day and simply loads boxes of recycling into his station wagon before the town claims them.

The recycling idea is a starter for a much bigger idea, the idea of arbitrage, unequal pricing for equal things. Take a look at the free section of your local Craigslist. How many of those items could you obtain? If you live in a major city, chances are there’s a ton of free stuff that someone is just too lazy to get rid of, so they list it for free, even if it’s still usable or an easy fix if you know the right people.

Then take the free stuff, assuming it’s in good condition, and resell it. List it on Craigslist in the appropriate for sale section at cut-rate prices, or on eBay if it’s sufficiently valuable enough. List it on your campus bulletin boards and other places buyers congregate. Got a TON of stuff? Find a local flea market and rent a table once you’ve gotten a resale business going - the local flea market here charges $60 per week for a large booth, so if you can swing that with previous sale profits, you can gain access to a lot of buyers and foot traffic.

Think that’s fast money? Try services like PhoneRaiser to recycle old phones and stuff.

Not up for the challenge of a physical goods auction house? Look online. See what affiliate programs like Shareasale (disclosure: paid link, hereafter [PL]) you can sign up for, and then see what merchants whose stuff you like you can resell. I’m serious when I say that the Financial Aid Podcast sold over $700 in random stuff like Halloween costumes and personalized checks. For a major corporation, that’s barely a soda budget, but for a college student, that’s rent in some parts of the country - not to mention an easy win for the $500 savings challenge. You can sign up for programs like Shock Coffee [PL], and resell on your personal web site highly caffeinated beverages [PL] as well as many, many other products.

Saving doesn’t just mean reducing what you spend - it also means earning more. Try some of these approaches and see if you can bring some more cash in the door to help you achieve your savings goals.

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FAP885: Financial aid crisis, student loans, free stuff

Fri, 14 Nov 2008 13:31:51 +0000

FAP885: Financial aid crisis, student loans, free stuff

Listen now:

Weekly Financial Aid Roundup

Federal student loan programs get a shot in the arm.

A massive overview of the new GI bill.

The Coming Financial Aid Crisis, Part 2.

Scholarship of the Week

The Assumption College Merit Scholarship Program was established to reflect the College’s commitment to upholding a campus culture that champions academic excellence and student leadership. Scholarships of up to $20,000 are awarded to students whose high school records demonstrate strong academic achievement, leadership, and potential for success at Assumption College. All students who apply and are admitted to Assumption College are considered for these awards. Presidential Scholars will receive scholarships of $20,000. These scholarships are guaranteed for four years, provided the recipient maintains the required level of academic achievement at Assumption.

Details at our free college scholarship search site.

Jobcast

With the most recent jobs report showing significant weakness, there’s never been a better time to focus on improving your personal career network. Start by using LinkedIn to build out your profile and gather recommendations, then hit up social networks. Check out this video tutorial on powering your LinkedIn profile.

Mail Bag

Kelle writes in:

I’ve been thinking about getting my Masters degree, but I’d need to get some financial aid to do it. What’s the chances of me actually getting funding these days?

For graduate Stafford loans, your chances are excellent. There’s also the graduate PLUS loan to cover the remainder of the cost of education. Those are also widely available and can cover up to the cost of education.

For graduate private student loans, those are much harder to come by. Thankfully, the graduate PLUS loan can do exactly the same thing.

Be sure to do some exhaustive scholarship searches for your master’s degree as well. Whereas a lot of undergraduate scholarships focus on need, graduate scholarships and fellowships tend to focus on field of study.

Free Stuff Friday

Free Christina Aguilera perfume.

Free 8×10 from Walgreens.

Tether your iPhone for free.

Penn State living wage calculator.

Free sound effects.

Top recession-resistant jobs.

Old Country Free Buffet Meal - Buy 1 Get 1 deal.

Same deal with Arbys.

There’s lots of free stuff to be found online if you’re sharp at Googling.

Free Song of the Week

Cello Journey, Bach Prelude from Suite No.1

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Daily Aid 37: The All Mail Bag Day

Thu, 13 Nov 2008 13:46:51 +0000

Daily Aid 37: The All Mail Bag Day

Tons and tons and tons of mail. Let’s knock it down.

Manuel writes in:

this dosent make any sense why am i still a dependent if im going to have no support of my parents.(moving out). is there another way?

Melissa writes in:

Hi I`m 18 years old and having the same problem I have’nt been living with my mother for over 2 years and dont have any contact with my father I started to fill out my fasfa and was ask to pervide my parent information. What can I do to become independent.

Dependency is judged based on the status listed. If you have no support of your parents and are fully self supporting, you can ask your financial aid officer for a professional judgement override of dependency status. Be prepared to provide a ton of documentation like rent and utility bill copies, etc.

Jean writes in:

Hi im am 22 yrs old and I am currently married. I will be getting divorced soon and want to know if this will revert my status to dependent because i am not yet 24.

Sorry to hear that. Your status would indeed revert to dependent student.

Bob writes in:

Can a student over 24 change his Fafsa status form dependent to independent for the current year?

holly writes in:

if i get married a couple months after i filed my fafsa for 08 09 school year, can i re-file as an independent if I am starting school spring quarter 09?

Yes. The student can file a FAFSA correction online to change their age and thus their dependency status.

Hema writes in:

Would fafsa would give me financial aid if I am going for a Second Bachelor Degree? My first Bachelor is from Mexico

Only if you’re a US citizen or eligible non-citizen.

Laura writes in:

I feel for all of you. We are parents of 3, we have a laughable number assigned as our family responsibility. This system is shameful. Our oldest is about to graduate with more debt due to loans than we ever would have imagined or desired for her. The Feds and all grants or other opportunities for this highly advertised “free money” are obviously skewed towards anyone who is not middle income or higher. She is ineligible for Pell which virtually removes loads of the “freebies”. Higher education is required to provide any true opportunity, in this country it should be a given being the land of opportunity and all. I feel like we provide more than ample opportunity to any and all but not our own. The more I delve into this system the more wretched I find it to be. The point of being one who can go to war but not be independent from one’s parents is really even more insulting. Who writes these laws? I know many students in the system I work in who do not truly apply themselves as compared with my own and yet they will be eligible to go to any number of schools cheaply vs my own kids. Does not do much for my confidence in the government whose salaries we pay.

That’s why everyone and their cousin needs to be hunting for outside scholarships. Have you grabbed a free copy of our eBook on finding scholarships?

Mary writes in:

I am attending Unversity of Phoenix since last year. WHen I applied I was paying my full tuition. I was EFC 834 eligible, but UOP did not give me the funding because I am legally married, separated since 1996. my tax returns support my head of household status, and now my daughters are 25, support single status. UOP says that I am not eligible. I do not have a husband. Who is correct?

That’s really confusing. If UoP denied you aid that you were eligible for, that’s a violation of a whole bunch of things. You can file a complaint at http://www.ombudsman.ed.gov/ or call toll-free 877-557-2575 to report a federal financial aid violation.

Thea Mills writes in:

Ok so i have a difficult situation. I just turned 18, i’ve graduated from high school, and i am now ready to start college. Since i have to pay my way through college i thought i’d fill out a FAFSA form to see if i can get any financal aid. The only problem is that my mother, who i am still dependent of, doesn’t agree with giving out all her personal/financial information. so what do i do?!? how am i supposed to get any financal help if i dont get my FAFSA filled out?!? i dont know what to do…please help!

Unfortunately, as long as you are a dependent of your mother, she is required to provide her information to successfully complete the FAFSA. The bottom line for her is that her child is potentially missing out on THOUSANDS OF DOLLARS OF FREE MONEY by withholding information that the government already has, thanks to the IRS. She’s not telling Uncle Sam anything he doesn’t already know in a different department. Feel free to share this with her.

lauren writes in:

Hi, I just i am 18 years old and just recently moved out on my own. My mother no longer claims me on her taxes I claim myself, so when filling out a fasfa how could I use my own taxes. I dont think its right to use my parents when they dont help. Is there any way around this ?

Nick writes in:

i am 21, my parent has cut all ties and communication with me. she will not provide her tax information for the next year. what can i do to become independent?

KB writes in:

Hi i will be 19 in a few months i have the same ? my parents on paper make to much money for me to recive fafsa but i am financially on my own i really need aid to go to school bc for two yrs its going to cost a lil over 50,000 dollars and financially i can not afford it i will be receiving no help from my parents and living on my own any advice?

If you don’t qualify for 1 of the 7 conditions of an independen student, no, there’s not much to be done. You can seek a professional judgement override from a financial aid officer at your school if you can document your independent status, but that’s entirely up to your school to grant.

Bob R writes in:

I am 39 and just lost my job. I’ve probably made around 30k this year but currently recieving unemployment. I just registered full time @ my local comm college. Although it doesn’t seem to matter that I have good credit, do I qualify for financial aid?

Sorry to hear that you lost your job. The only way you’ll determine whether you qualify for aid is if you file the FAFSA. It’s free, so go ahead and do that.

Lauren writes in:

I’m in a bind because i dont know what to do about my situation.. I am independent and do not keep in contact with my dad nor mom. They have nothing to do with me and do not support me so i live back and forth between a friend and my grandma. My issue is that my aunt and uncle claimed me on their tax return when i dont even live with them, and they dont support me. Basically, i’m on my own and get no help from my family. I don’t know what kind of documentation to show the financial aid office because i have none? I don’t know how to file the fafsa with my situation.

The only way you can be determined to be truly independent is with a decision by a court that you are an emancipated student, orphan, ward of the court, or under legal guardianship. As of the 2009 FAFSA, you would probably qualify as a homeless, unaccompanied youth and you should talk to someone at a transitional shelter about getting paperwork certifying that.

Ryan writes in:

Hi my question is do you get more finacial aid if your parents work for the state such as in a prison or is it just based on money ?

No sir. Financial aid is based on need alone. That said, there may be outside scholarships that are worth investigating for that kind of situation.

sam writes in:

Hi,

I recently married my wife who is 20 years old, but we are worried about her financial aid which is filed by her dad and covers about 99% of her tuition. I am also a student and 25 years old, and we are currently not living together. Although I have a job that pays around 40k a year, I am not currently supporting her and can barely support myself and I am not eligible for financial aid because I am not a US citizen.

She would like to stay as a dependent because I cannot support her nor her father or herself.

Since I am not supporting her in anyway, we would like to keep it as is. Do we have to file any differently? Also, since it is the truth, and her father is supporting her and paying for her and filing for her every year, would there be any changes to her financial aid program?

Regardless of age, if she is married, she is automatically an independent student and should complete the FAFSA as such. Being an independent student will actually work to her advantage, and her father can continue to support her. Congrats on your marriage.

Gary R. Anderson writes in:

A friend of the family (20) has moved into our home as an independent renter of an extra room. We did this since several of mom’s abusive boyfriends threaten her. Her non-contributing parent, who WAS on FAFSA never helped in housing or college, and the only past money in gifts came from a grand-parent –now it is ending, and she needs to change FAFSA as independent student, by petitioning the school to override standard requirements. “If approved,” will this increase her award to cover continuing in college? Is there any housing or dorm allowance?

If the financial aid officer at the school does grant a professional judgement override of dependency status, she’ll automatically qualify for additional financial aid. The aid granted should include total cost of attendance for the college with an eye towards only her finances now.

Nicole writes in:

If you could help me, that would be awesome! I am 20 years old and haven’t seen my dad in years, or lived with my mom for the last two. I had to provide her information for the FAFSA so I called my mom and she gave it to me. My question is, how can her income affect my financial aide, if none of it went to me at all. I live on my own rent free for now in my friends attic when I am out of school, and in a dorm when I am at school. I a full time job just to pay for it. It’s so frustrating and doesn’t seem right. Any suggestions?

If you can gain certification as an unaccompanied youth who is self supporting - from a HUD-approved homeless shelter, transitional program, etc. - then you would be granted independent student status for the 2009 FAFSA.

Scholarship of the Day

Details at our free college scholarship search site.

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Daily Aid 36: The Coming Financial Aid Crisis, Part 2 in a Series

Wed, 12 Nov 2008 13:18:50 +0000

The Coming Financial Aid Crisis, Part 2 in a Series

In the first part of this discussion on the coming financial aid crisis, we talked about Pell Grant shortfalls and increased demand due to enrollments. Let’s dig into some heavier economic data to see what may lie ahead.

Here’s a chart of underutilized labor from the Bureau of Labor Statistics. Underutilized labor includes the unemployed, discouraged workers (people who are jobless and have stopped looking/stopped filing for unemployment insurance), and underutilized workers (part time employees who want a full time job but can’t get one).

The reason I use labor underutilization rather than employment is because underutilized labor affects financial aid as well - if you’re working only part time, you have that much less income to work with.

What this shows is a sharp and increasing spike in underutilized labor, to 11.8% of the workforce.

Second item: this story in Yahoo Finance shows that day care centers are reporting record drops in enrollments.

What does that mean? The same economic pressures that are driving parents to find alternatives for day care are going to impact public and private university enrollments, as well as the ability for families to pay for higher education. As the labor markets get tougher for job seekers, the raw numbers of people applying for financial aid will jump, as will transfers from private colleges to public colleges, unless private colleges have the endowment and financial means to step up institutional aid.

Summary: not only will more people be applying for financial aid due to demographics, more people will be applying for more financial aid due to the economy.

Given this picture, what should you be doing right now to prepare?

Financial Aid Paperwork

First, be aware that there’s an entirely new section of the FAFSA, including questions about displaced workers, for 2009. The definition of displaced worker encompasses anyone who’s been laid off or let go, unless the termination was for cause or you just up and quit your job. When you go to file your FAFSA for 2009, it’ll be super important to make use of that section if your family has run into hard times.

For the immediate moment, if the wage earner(s) in your family have lost their job(s), you should talk to your financial aid officer right away. One of the things a financial aid officer can do is help adjust your financial aid package to account for significant financial changes at home; in this case, you’d be asking about a professional judgement override on future earnings, which could change how much you pay at least for the spring semester. You’ll need to provide a copy of the termination notice that your family’s wage earner(s) received as documentation of the financial status change.

Student Lending

In terms of student loans, federal student loans like the Stafford and PLUS loans will be okay. You may find yourself changing lenders, or your school may change which federal student loan program it is enrolled in, but Stafford loans and PLUS loans will remain widely available.

Given the latest data on unemployment and the credit markets, it seems unlikely that private student loans will improve their availability before next summer at the earliest. If you need to pay for college above and beyond what you can get in scholarships, grants, and Stafford loans, your best bet is going to be the Parent PLUS loan for the time being.

General Education Finance

Be open to the possibility of changing schools and attending a less expensive institution. Be aware of the possibility that you may have to take some time off if necessary. As much as you can, find ways to reduce the cost of college through things like taking credits at community colleges, online degree programs, and testing for college credits using CLEP exams.

If you’re not aggressively pursuing every scholarship you’re eligible for, you need to get on the wagon as soon as possible. Grab a copy of our free scholarship search eBook and get moving. Once the huge wave of students with increased need comes into the market in early 2009, competition for scholarships will increase drastically. Get in the game now, get all of your groundwork done, and be ahead of the curve. Make sure you’re enrolled in our free scholarships program, Scholarship Points.

General Personal Finance

Despite urging from retailers, spending less, rather than more, is and should be your primary concern right now, whether or not your job is in danger, whether or not your family’s financial health is good. Frugality in uncertain times is one of the best defenses you can use to protect yourself. Cut out everything that can be cut, discretionary spending like dining out, coffee from coffee shops, etc. If you’re thinking about allocating dollars for the holiday season, go light on spending and heavy on face time with family.

Save money. Save, save, save. If you aren’t saving, start. Start an FDIC insured savings account like this one at ING Direct. We’re in a period of deflation, when the amount of money in circulation actually decreases, which means that the dollar you save today may be worth more tomorrow.

Hope Is Not Enough, But It’s a Start

Overall, I’m still optimistic about the longer term prospects of anyone in or entering college. A college education, for those who want it, is still a strong investment in yourself. That said, it’s not enough to hope that the economy will turn itself around or that things will get better all by themselves. Yes, absolutely, time will help fix a great many of the problems that the economy faces, but simply waiting for things to get better is a poor strategy. The uncomfortable reality is that things are going to get worse before they get better.

With everything else going on in the economy, there are no bailouts for college students. The most important person you need to talk to about your ability to pay for college is… you. Take up the scholarship hunting mantle and go find financing for your education. Work hard, innovate, find different ways to raise money that others aren’t doing. Look around for opportunities to bring in scarce dollars through things like affiliate programs and other online ventures.

I believe in your ability to beat the bad economy. You wouldn’t be reading this blog or listening to the Financial Aid Podcast if you weren’t motivated, energized, and determined to make college affordable for yourself. While the rest of the world sits around and blindly hopes for someone to come save them, I know you’ll be doing your damnedest to do whatever it takes to pay for college because you know you’re worth it.

I’ll leave you with this final request - tell me more ways that the Financial Aid Podcast can help you. What resources are you missing (besides money)? What things don’t you know about that you need to know about to make your education financing search better? How can I help you more?

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